Did you know that over 4 million Americans are wearing braces and one out of three people who have braces are over the age of 18? Braces are for everybody – and we believe that spans much further than just age. It’s important to us that braces are affordable too.
Whether you’re looking into orthodontic treatment for yourself or your child, you may have heard horror stories about the cost of braces – but that just doesn’t have to be true. We know, life is expensive right now. That’s why we strive to offer cost effective options and expedited treatment to keep you out of the chair when it’s not needed – but there are also a variety of ways to spread out the overall cost of your braces.
Keep reading to find out more about how you can make braces fit your 2024 budget.
Dental insurance is usually the first option that people think about when it comes to paying for braces – and we can do the heavy lifting for you. Share your insurance details with us, and our team will call your insurance company to confirm coverage for you.
With that said, we know that not everybody has dental insurance – but that doesn’t mean you’re out of options. In the rest of this blog we’ll talk more about the other financial avenues that can help your dream of a confident smile become a reality.
To make things even easier on our patients, we offer a convenient, in-house financing option. To keep you smiling and your treatment moving, we created a flexible payment plan.
With this plan, you can finance the cost of treatment for up to 28 months at 0% interest. You can also customize your payment plan by choosing your down payment, monthly payment, and billing frequency. After reviewing your treatment options and goals, you’ll meet with our treatment coordinator to talk through a financing plan that works for you and your family, so you can walk out of here knowing exactly what to expect.
Family Care Program
We know – braces can be a tricky subject, because it’s often multiple kids or family members that want or need them. But we’re parents too. That’s why we also offer a family discount with our Family Care Program, meaning that you get a discount on any treatment if another family member is already undergoing or has completed treatment with us.
Employer Benefit Plans
There are two additional healthcare options that can be used to cover the expense of braces. These are an HSA – Health Savings Account or an FSA – Flexible Spending Account. Both accounts are usually available through your employer and have to be set up during the benefit sign-up period.
Health Savings Account (HSA)
The funds in an HSA are not only tax-deductible, but they can also accumulate and roll over from year to year, providing a fund to use for healthcare expenses. With an HSA, you have the flexibility to use the funds towards a variety of medical expenses, including orthodontic care.
Flexible Spending Account (FSA)
A Flexible Spending Account is a pre-tax account that lets you use a balance of funds separated from your salary for medical expenses. The difference between an HSA and an FSA is that you have a “use it or lose it” rule with FSA funds, meaning that the funds you don’t use within the calendar year may be lost.
Here at AOS, we want everyone to feel comfortable and confident in their smile, while also making braces attainable for every family. We’re here to help make your dental experience a smooth and easy process, without breaking the bank.